Xawaalad (Af Ingiriis : money transmitter, ama money transfer service; Af Carabi : ar‎) (sidoo kale loo yaqaano "Xawilaad") waa meherad ka shaqaysa diritaanka iyo bixinta lacagta; taasi oo u adeegta bulshoweynaha caalamka.[1] Xawilaada lacagta waa ganacsi weyn oo ka jira dhamaan wadanada caalamka. Wadanka Soomaaliya waxaa caanka aha xawilaadaha u adeega bulshada kuwaasi oo ukala safriya lacagta meel ilaa meel kale.[2]

Lacago qalaad
Lacagta Soomaaliya

Dunida casriga ah maanta iyo shalay waa been, xawaaladuhu waxay isticmaalaan barta internetka si adeegooda u fududeeyaan.[3]

 
Dahabshiil waxay ka mid tahay xawaaladaha Soomaalida

Sida caadiga ah, nidaamka xawaaladuhu wuxuu caan ka yahay Geeska Afrika, Bariga Dhexe, Waqooyiga Afrika, iyo meelo ka mid ah Hindiya.[4]

Adeega xawaaladaha waxaa ka mid ah dirista iyo bixinta lacagta, keydinta lacagaha, maalgelinta, amaahinta iyo noocyo kale oo adeeg la xidhiidha lacagta ah.

Xawaadaha Soomaaliya

wax ka badal
  • Taaj
  • Dahabshiil
  • Xawaalada Hodan
  • Xawaalada Kaah
  • Xawaalada Amaano
  • Xawaalada towfiiq
  • iyo kuwo kale oo badan

Sidoo kale fiiri

wax ka badal
  1. . January 1, 1995 http://www.ilga.gov/legislation/ilcs/ilcs3.asp?ActID=1201&ChapterID=20.  Maqan ama ebar |title= (caawin)
  2. "Nuqul Archive". Waxaa laga kaydiyay the original June 6, 2013. Soo qaatay June 3, 2013.  Barameter aan la aqoon |ciwaan= ignored (caawin)
  3. http://www.law.cornell.edu/uscode/text/18/1960. Soo qaatay May 20, 2014.  Maqan ama ebar |title= (caawin)
  4. Thompson, Edwina (September 2013). (PDF). HM Government. p. 5 https://www.gov.uk/government/uploads/system/uploads/attachment_data/file/283826/SAFER_CORRIDORS_RAPID_ASSESSMENT__2013__SOMALIA___UK_BANKING.PDF. Soo qaatay 14 May 2016.  Maqan ama ebar |title= (caawin)